Property all risk
Property All Risk Insurance provides broad and comprehensive coverage for physical loss or damage to insured property. Unlike named perils policies that specify the covered risks, an All-Risk Insurance policy covers all risks unless explicitly excluded in the policy documentation. It is designed to offer a high level of protection for a wide range of perils, providing greater flexibility and coverage for the insured.
Fire and allied perils
Fire and Applied Perils Insurance provides coverage specifically for damages caused by fire and certain other named perils. This insurance policy is designed to protect property owners against financial losses resulting from events explicitly listed in the policy. In addition to fire, the coverage may extend to other perils, which are specifically named in the insurance contract.
Workmen’s compensation
Workers’ Compensation Insurance provides financial protection for employees who suffer work-related injuries or illnesses. This insurance is designed to cover medical expenses, rehabilitation costs, and lost wages for employees who are injured or become ill while performing their job duties.
Contractors all risks
Contractors All Risks (CAR) Insurance is a specialized to provide comprehensive coverage for construction projects. It is a policy that offers protection against a wide range of risks and potential damages that may occur during the construction or erection of buildings, infrastructure, or other engineering projects. Contractors All Risks Insurance is typically taken out by contractors or project owners to safeguard their interests and financial investments throughout the construction process.
Public liability
Public Liability Insurance protects individuals or businesses from financial losses associated with legal claims made by third parties for bodily injury, property damage, or personal injury resulting from the insured’s business operations. This insurance is particularly important for businesses that interact with the public, customers, or clients, as it helps cover the costs of legal defense, settlements, or judgments in the event of a liability claim.
Expat insurance
Expat health insurance or international health insurance coverage is designed for individuals living and working abroad. This insurance is tailored to meet the unique healthcare needs of expatriates, providing coverage for medical expenses, emergencies, and other healthcare-related services in the host country.
Travel insurance
Travel insurance is a designed to protect individuals against financial losses and unforeseen events that may occur before or during a trip. It provides a range of benefits to travelers, offering financial reimbursement or assistance in various situations that could disrupt or impact their travel plans.
Choosing the right insurance is a crucial decision, and we are here to make that decision-making process as seamless as possible. Let Power Insurance Consultant be your trusted partner in safeguarding what matters most to you.