Motor Insurance

All risk

1- Platinum Plan

This insurance policy provides coverage for Platinum-level clients with high-value vehicles ranging from 2011 to 2024. In the event of total loss, claims will be transferred via bank transfer to the client’s local or international bank account. Driver age conditions apply, with specific age requirements for different vehicle types. The coverage includes third-party liability, material damage, fire, total theft, personal accident, SRCC & terrorism, agreed market value for new vehicles, natural catastrophes, litigation expenses, partial theft, agency repair, replacement car benefits, and more. Our policy assures additional benefits such as free taxi service, road assistance, and optional coverage for political violence/war damages. The policy outlines detailed terms, including depreciation rates, registration fees, and procedures for total loss indemnity.

2- Silver Plan

This private vehicle insurance tariff, excluding compulsory bodily injury policies, offers coverage for vehicles with fresh market values up to $50,000. Driver age requirements specify a minimum of 26 for Porsche vehicles and 30 for sports and special vehicles. Claims for total loss are processed through bank transfer upon risk acceptance from Fidelity. The tariff categorizes vehicles based on their market value, with corresponding premium rates and minimum premiums. Coverage includes third-party liability, material damage, fire, total theft, hold-up, personal accident, natural catastrophes, litigation expenses, partial theft, SRCC, agency repair, and replacement car benefits. Specific details on depreciation rates, registration fees, and optional coverage for political violence/war damages are outlined. The policy also offers free road assistance and covers damaged panels due to accidents, excluding vinyl. Refer to the comprehensive policy document for detailed information.

3-Bronze Plan

The Bronze-tier private vehicle insurance tariff, excluding mandatory bodily injury coverage, caters to vehicles with a market value of up to $50,000. In case of total loss, claims are settled via bank transfer to the client’s local or international account. Driver age requirements specify a minimum of 26 for Porsche vehicles and 30 for sports and special vehicles, and coverage begins upon receiving risk acceptance from Fidelity. The tariff details premium rates based on vehicle market value, presenting comprehensive coverage that includes third-party liability, material damage, fire, total theft, hold-up, SRCC, natural catastrophes, litigation expenses, and partial theft. Notable features encompass a deductible on theft and hold-up, personal accident coverage, indemnity conditions for total loss, replacement car benefits, and depreciation rates on new spare parts. The policy also outlines conditions for driving license validity, exclusions such as scratching and denting, and offers free road assistance covering unlimited kilometers in case of accidents or mechanical failure within Lebanon.

Collision

It’s an all risk policy with same benefits. To take into consideration that Own damage for the vehicle will be covered only in 2 conditions:
1- you should call the expert when a claim occurred
2- collision or hit with another vehicle only

Total loss

Company will indemnify in case of total loss only if the cost of repairs reaches or exceeds 65% of the value of the insured vehicle at the time of accident

Third party liability (material or corporal)

Third-Party Liability Motor Insurance provides coverage for the financial obligations and liabilities of the insured towards third parties in the event of an accident or injury caused by the insured’s vehicle. It is a mandatory form of insurance in many countries to ensure that individuals take financial responsibility for the harm they may cause to others while operating a motor vehicle.